Insurance

CAHN-Pro has partnered with BMS Group, an insurance broker specializing in the design and management of insurance programs for many of Canada’s leading healthcare associations and their members, to offer reduced insurance premiums for their members’ liability insurance.

This includes online consultation coverage and cooking classes (with Food Health and Safety certificate).

Rates for Professional & General Liability (claims made form)

Coverage extends to cooking classes (Food Health and Safety Certificate required).

Applying for Coverage

CAHN-Pro members will have received the BMS insurance application link in their member welcome email.

Did you know…

Coverage is provided on a claims-made basis. This means that the policy will respond to a claim only if the policy is in place when the claim is reported, as opposed to when the incident occurred.

Insurance Terms Defined

Professional Liability Insurance

Professional liability coverage provides insurance protection for wrongful acts to a third party (actual or alleged negligent acts, errors or omissions) committed when acting within your scope of practice. Your coverage ensures payment of both compensatory damages and legal costs associated with a claim.

General Liability Insurance

Commercial General Liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you or your business may cause to another person as a result of your operations and/or premises. For example, a client may slip and fall on a wet floor and injure themselves, or you may accidentally cause property damage to a client’s home during a consultation.

Claims Reporting Procedures

Prompt claims reporting is very important and should be made within 30 days of receiving a formal notice or statement of claim. Failing to report a claim may result in denial of coverage. Please refrain from making any oral or written statement to the claimant, unless the Insurer advises to do so.

To report a claim, please contact Chelsea Howard directly by phone at 1-877-805-9168 or by email at chelsea.howard@bmsgroup.com.

MEBA (McKee Employee Benefits Administration), on behalf of CAHN-Pro, have put together a buying consortium to allow CAHN-Pro members to purchase employee benefits economically.

The CAHN-Pro Association Group Employee Benefits options are:

• Personal Disability Income Insurance
• Health & Dental Plans for individuals / families
• Group Insurance for employers with 3 or more employees

The services of CAHN-Pro members may be covered by these insurance companies:

• Industrial Alliance
• Claim Secure
• DiBrina Sure Group
• Johnson Insurance
• Manulife
• Great West 

Please note

• For CAHN-Pro member’s services to be covered, the employer must have included nutrition in the services they allow for their employees.
• Most insurance companies require verification of CAHN-Pro membership for services to be covered.
• Specific coverage may vary based on the client’s package.